DENIED CLAIMS

A denied or underpaid claim doesn’t necessarily mean your loss isn’t covered — it often means the insurer didn’t have enough documentation or overlooked something important. I step in to bridge that gap.

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My process begins with a full file review of the denial or underpayment. I analyze carrier correspondence, reports, and photos to identify where the claim fell short. I then coordinate with the insured’s contractor, engineers, or specialists to develop the documentation and supporting materials necessary to reopen and re-evaluate the claim.

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While I don’t provide repair estimates, I ensure that your contractor’s estimate is properly validated and presented in a way that aligns with the policy. My focus is on rebuilding the claim narrative with strong evidence, code references, and policy interpretation that justifies payment.

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In short — if your claim was denied or underpaid, I make sure the insurance company takes a second, fair, and well-documented look.